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Ask a Loan Officer

What is an FHA Mortgage Loan?

  • An FHA loan is a mortgage that’s insured by the Federal Housing Administration (FHA). Borrowers can qualify for an FHA loan with a down payment as low as 3.5%.

  • FHA loans typically have less stringent guidelines than conventional loans concerning a borrower’s past credit history and the amount of income needed to qualify. There will be a monthly premium for mortgage insurance that will be added to your monthly loan payments.

  • FHA loans are very popular with first time home buyers. Your loan officer can help you determine if an FHA loan is right for you.